Water damage doesn’t just soak your floors—it can destroy walls, ruin foundations, and lead to mold and structural problems long after the initial incident. And insurance companies don’t always cover what you think they will. That’s why you need a licensed public adjuster—not just a plumber or contractor—on your side.
At Countrywide Claim Solutions, we represent homeowners and commercial property owners in NJ, NY, PA, MD, VA, and NH throughout the water damage claim process. From inspecting the source to negotiating the settlement, we work to ensure your insurance company pays what you’re truly owed.
A water damage claim is a formal request to your insurance company for compensation related to water intrusion or flooding inside your property. But not all water-related damage is treated the same—many policies exclude certain causes or apply complex conditions.
Insurance companies often treat water damage as minor—or worse, try to classify it as gradual or maintenance-related, which can result in a denied or underpaid claim. As public adjusters, we know how to counter that.
Our goal is simple: make sure every part of the damage is accounted for and properly valued. We don’t just check what’s visible—we investigate the source, trace the spread, and document any secondary damage like mold, electrical risk, or insulation saturation.
Our water damage claim services are available to both residential and commercial property owners. No claim is too small or too complex.
Whether it’s a leaking pipe or overflow from a neighbor’s unit, we help homeowners and tenants file water damage claims confidently and correctly.
Water damage can disrupt business, displace tenants, or impact inventory. We help landlords and commercial property owners minimize loss and recover faster.
We proudly serve policyholders across New Jersey, New York, Pennsylvania, Maryland, Virginia, and New Hampshire. Whether we visit on-site or handle your case remotely, our inspection and adjusting process remains detailed, responsive, and professional.
At Countrywide Claim Solutions, you don’t pay a fee to find out where you stand.
Not sure what your policy covers when it comes to water damage? We’ll review it, explain your options, and give you clarity before you even file a claim.
Already received a payout? Let us take a second look. We’ll review your settlement, inspect the damage if needed, and help pursue a supplemental claim if anything was missed.
These services are 100% free and come with no pressure or obligation.
Water damage claims are often denied because the insurer deems the cause to be gradual damage or maintenance-related (like a slow leak over time). Claims may also be denied if the policy excludes certain water-related events—like flooding or sewer backups. We help prevent denials by thoroughly documenting the loss, proving it was sudden and accidental, and showing how the policy should apply.
Yes—if the damage is sudden, accidental, and exceeds your deductible, it’s typically worth filing a claim. However, filing incorrectly or missing details can lead to delays, denials, or underpayment. That’s why many homeowners work with a public adjuster before filing—to get expert guidance and strengthen their claim from the start.
To get the most out of your water damage claim, it’s important to act quickly and approach the process with proper documentation. First, stop the source of the damage and take steps to prevent it from spreading. Then document everything—take photos, save receipts, and get estimates for repairs. Review your policy so you understand what’s covered and what’s not. Most importantly, consider working with a licensed public adjuster. We perform independent inspections, help prepare your claim thoroughly, and negotiate with the insurance company on your behalf to make sure you receive a full and fair settlement.
Don’t let your insurance company minimize your claim. Our licensed public adjusters are here to inspect, document, and advocate for your full recovery.
