Fire damage doesn’t just burn—it lingers. From smoke residue and structural damage to insurance headaches, the aftermath can be overwhelming. That’s why you need more than a contractor or a generic claims hotline—you need a licensed public adjuster who works for you.
At Countrywide Claim Solutions, we specialize in fire damage claim support for residents in NJ, NY, PA, MD, VA, and NH. Whether your home or business was affected by a kitchen fire, electrical issue, or wild blaze, we help ensure your insurance claim reflects the true cost of what you’ve lost.
A fire damage claim is a request submitted to your insurance company for reimbursement or repair costs after a fire. Seems simple—but without the right documentation and evaluation, you risk receiving far less than what your repairs will actually cost.
While insurance companies send their own adjusters to assess damage, their goal is often to protect company profits. A public adjuster, on the other hand, represents your best interests. We investigate every corner of the loss, identify overlooked or hidden damage, and prepare a thorough claim package to help you recover fully.
Fire and smoke can impact your property in ways you can’t always see:
Missing just one of these issues in your claim could cost you thousands in uncovered repairs.
You don’t have to wait until things go wrong. In fact, the earlier we’re involved, the better your outcome usually is.
We’ll step in with a plan, walk you through your policy, and start the documentation process right away.
We tailor our process to fit the size and scope of your loss. Whether it’s partial smoke damage or total fire loss, we ensure everything is properly evaluated.
Our team performs a detailed walk-through of your property—checking not only fire-damaged areas, but also adjacent spaces for smoke, soot, water, and electrical damage.
We compile detailed photo evidence, repair estimates, and itemized losses. Then we prepare your insurance claim with everything needed to justify your payout.
We handle communication with the insurance company and push for a full, fair settlement. If we discover additional damage during repairs, we can help file a supplemental claim.
Our fire damage claim services are available to both residential and commercial property owners. No claim is too small or too complex.
Fires in single-family homes, apartments, and condos can cause immense stress. We help families recover quickly—starting with a proper inspection and ending with a fair payout.
From retail locations to multi-unit buildings, we help landlords, property managers, and business owners file strong claims, minimize revenue disruption, and get back on track.
We proudly serve policyholders across New Jersey, New York, Pennsylvania, Maryland, Virginia, and New Hampshire. Whether we visit on-site or handle your case remotely, our inspection and adjusting process remains detailed, responsive, and professional.
At Countrywide Claim Solutions, you don’t pay to find out where you stand.
Not sure what your policy covers when it comes to fire damage? We’ll review it, explain your options, and give you clarity before you even file a claim.
Already received a payout? Let us take a second look. We’ll review your settlement, inspect the damage if needed, and help pursue a supplemental claim if anything was missed.
These services are 100% free and come with no pressure or obligation.
In most cases, insurance settlements for fire damage are not taxable if they’re used to repair or replace your property. However, any portion considered income (like reimbursement for lost rental income) could be taxable. Always consult a tax professional to understand how your specific settlement may be treated.
The payout depends on your policy limits, deductibles, and how well the damage is documented. Many homeowners are underpaid simply because key damages are missed or undervalued. Our job as public adjusters is to ensure your claim reflects the true cost of repair or replacement, including structural damage, smoke residue, personal property, and even temporary living expenses if covered.
After a fire, a public insurance adjuster inspects the damage to determine how much the insurance company should pay. If you're working with a public adjuster like us, we perform a separate, independent inspection focused on maximizing your settlement. We document all losses—including hidden damage—and negotiate directly with your insurer to help you recover the full amount you’re entitled to.
Don’t navigate fire damage recovery alone. With expert support from our licensed public adjusters in NJ, NY, PA, MD, VA, and NH, you can feel confident every part of your loss is properly evaluated and pursued.
